CAI-NJ Feb 2022

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This issue is our 'Disaster Response' issue. Helping you keep your business or community safe and covered in the event of natural disasters and storms. Read now!

February 2022 Community Trends

DISASTER RESPONSE

ronniechua/iStock/Getty Images Plus

In This Issue

• What’s the PlanWhen it Hits the Fan: Natural Disaster Preparedness and Coverage • Façade Leaks and Repairs • WinterWorries: All About Ice Damming • Do One Thing Better — Storm Preparedness ....and more

The Community Associations Institute New Jersey chapter would like to thank its 2022 Ultimate Partners below. For more information on our sponsorships, please contact CAI-NJ at 609-588-0030 or info@cainj.org.

Becker & Poliakoff, LLP

T hank You Fo r You r Suppo r t !

THE CAI-NJ COMMUNITY TRENDS ® MAGAZINE CONTENTS

EXTRAS President’s Corner Looking Ahead Chapter Trends 13 Jules C. Frankel Manager Education Assistance Program 14 2022 Webinar Wednesdays 19 Conquer + Connect Retreat Registration 21 Conquer + Connect Retreat Sponsorship Packet 22 2022 CAI-NJ Annual Awards Celebration Registration 33 Board Leadership Development Workshop Registration 35 CMCA Exam Study Group Registration 47 Manager Best Practices Roundtable Discussion and Networking Reception Registration 51 CA-PAC Top Golf Fundraiser Registration 53 Write for Community Trends ® 55 2022 CAI-NJ Conference & Expo — Save the Date 56 2022 CAI-NJ Conference & Expo — Call for Speakers 57 Business Partner Essentials Registration 58 Lecture Series — The Three C’s of Insurance: Claims, Contractors & Confusion 63 New Members 66 CAI Membership Application 67 2022 Ultimate Partner Listings 68 2022 Online Services Directory Sign-up 73 16 What’s the Plan When it Hits the Fan: Natural Disaster Preparedness and Coverage By David Velasco JGS Insurance 24 Façade Leaks and Repairs By Scott Baryiewski South Shore Construction 34 Winter Worries: All About Ice Damming By Mitch Frumkin, RS and Joely Phenes Kipcon, Inc. 44 Do One Thing Better — Storm Preparedness By Saher Gouda Servpro of Howell/Wall 46 Management Trends: Keeping People and Property Safe in Your Community By Chuck Graziano, CPM, PCAM Wilkin Management Group 5 6 7 8 CAI-NJ Upcoming Events Legislative Update CA-PAC “Keys to the Doors” Campaign 11

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CAI-NJ BOARD OF DIRECTORS EXECUTIVE COMMITTEE

PRESIDENT JEFFREY LOGAN GUARDIAN SERVICE INDUSTRIES, INC.

VICE PRESIDENT TBD

PRESIDENT ELECT TONY NARDONE, MBA, PCAM CORNER PROPERTY MANAGEMENT, AAMC

TREASURER CHRISTOPHER NICOSIA, CMCA, AMS, PCAM PRIME MANAGEMENT, INC., AAMC

SECRETARY BENJAMIN BASCH AMERICAN POOL ENTERPRISES

BOARD MEMBERS Mary Barrett, Esq. Stark & Stark

Kristina Munson, CMCA, AMS, PCAM RCP Management Company, AAMC, AMO Community Association Manager Carol Nickerson, CMCA FirstService Residential, AAMC Community Association Manager Robert Travis Long Beach Commons Condominium Association Homeowner Leader

Business Partner Ryan Fleming JGS Insurance

Business Partner Charles Lavine Traditions at Federal Point Condominium Association Homeowner Leader Steven Mlenak, Esq. Greenbaum, Rowe, Smith & Davis, LLP Business Partner

GENERAL COUNSEL Jason Orlando, Esq. Orlando Murphy LLP

GENERAL COUNSEL EMERITUS Wendell A. Smith, Esq., CCAL Greenbaum, Rowe, Smith & Davis, LLP

IMMEDIATE PAST PRESIDENT Loren Lightman, Esq. Hill Wallack LLP

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PRESIDENT’S CORNER Jeffrey Logan CAI-NJ 2022 PRESIDENT GUARDIAN SERVICE INDUSTRIES, INC.

CAI-NJ TEAM

T his month’s theme is “Disaster Response” and as I sit here and write my President’s Corner, North Jersey is experiencing its first significant snowstorm! Being proactive for an anticipated disaster such as a snowstorm, tropical storm, etc. will alleviate a lot of headaches. Let’s be honest, any type of storm is no fun for a manager or home- owner, but like one of my old bosses told me when I was managing, “As a manager, this is what separates us. How you prepare and communicate before, during, and after the storm, is what will set you and us apart.” I remember when I was managing, we had a 30-inch storm that took us all by surprise. Being visible and getting back to residents during the storm, helped with some of the anxiety and stress they were dealing with. As many of you saw in January when I-95 in Virginia was at a standstill for over 20 hours due to snow and accidents, it left drivers with no gas, heat, food, or blankets. If this taught us one thing, create an Emergency Car Kit. Here are a few items to consider: • Cell phone, portable charger, and extra batteries • Items to stay warm such as extra hats, coats, mittens, and blankets • Windshield scraper • Shovel • Battery-powered radio with extra batteries • Flashlight with extra batteries • Water and snack food • First aid kit with any necessary medications and a pocket knife • Hazard or other reflectors • Bright colored flag or help signs, emergency distress flag, and/or emergency flares • Road maps Be safe this winter! Prepare and deliver! Over the next 12 months I am going to be highlighting one person in our chapter each month who had a huge impact on my life both professionally and personally. February’s Impactful Leader Marie Mirra, CPA, PCAM Marie founded Mirra & Associates LLC, a Certified Public Accounting Firm in 2003. She has three decades of experience in servicing associations in all aspects of Common Interest Realty Associations (CIRAs). Marie served on the Board of Directors for the New Jersey chapter of the Community Associations Institute (CAI-NJ) during the years 2009 through 2014 and was President in 2014. Over the past years, she has served as Chairperson and held various positions on other CAI-NJ committees.

ANGELA KAVANAUGH CHAPTER EXECUTIVE DIRECTOR ANGELA@CAINJ.ORG JACLYN OSKIERKO DIRECTOR, CONFERENCE & EVENTS JACLYN@CAINJ.ORG BROOKE STOPPIELLO-NEVINS COMMUNICATIONS MANAGER BROOKE@CAINJ.ORG ROBIN SURGENT MEMBERSHIP MANAGER

ROBIN@CAINJ.ORG JENNIFER FARRELL PROGRAM COORDINATOR JENNIFER@CAINJ.ORG

Contact CAI-NJ

ADDRESS CAI-NJ

500 HARDING ROAD FREEHOLD, NJ 07728 PHONE 609-588-0030 FAX 609-588-0040 WEB WWW.CAINJ.ORG EMAIL INFO@CAINJ.ORG

CAI-NJ on Social Media

www.facebook.com/ CAINJCHAPTER Community Associations Institute - New Jersey Chapter

@cainewjersey

CONT I NU E S ON PAGE 72

CAI-NJ

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LOOKING AHEAD ANGELA KAVANAUGH | CAI-NJ CHAPTER EXECUTIVE DIRECTOR

Groundhog Day – February 2nd. As I’m writing this, Groundhog Day is still a few weeks away but I’m hop- ing that Phil doesn’t see his shadow this year! Groundhog Day was celebrated for the first time on February 2, 1887, in Punxsutawney, Pennsylvania, thought up by a local newspaper editor Clymer Freas, who collaborated with a group of groundhog hunters, known as the Punxsutawney Groundhog Club. We now recognize the day as when the Groundhog comes out of his burrow after hibernating during a long winter to look for his shadow. If he sees it, he regards it as a sign of six more weeks of bad weather and returns to his burrow. So, if the day is cloudy and shad- owless, he takes it as a sign of Spring and stays above ground. Ironically, we wish for that day to be with no sunshine in hopes that Punxsutawney Phil or Staten Island Chuck, if you are a New Yorker, won’t be frightened and we will be able to enjoy Spring sooner rather than later. February Events. Plans for 2022 are underway and February will be filled with events and education. On February 1st, we will be hosting the first Virtual Legislative Roundtable Discussion of the year. Members of the Legislative Action Committee will lead a discussion, informing attendees on issues affecting those living in common interest communities through- out New Jersey. The topics will include Building Safety, COVID -19 Immunity, Statute of Limitations on Construction Defect Claims, Remote Annual Meetings, Board Member Training and Manager Licensing. This program will offer managers 2 continuing education credit. If you miss the live session, it will be available on the member-only page of our website, https://www.cai-nj.org/event-4635942 . On February 16th, Brown & Brown Insurance of Lehigh Valley will lead a discussion on Insurance Claims and Denali Property Management, Inc. will discuss, Managing Association Budgets in the Wake of Unexpected Costs, at the next Virtual Wednesday Webinar. Registration is now open which will be presented at no charge, for CAI-NJ members. Please check out the Events Calendar on page 7, for all of the 2022 scheduled events so far.

“The Winter season is unpredictable, and CAI-NJ is here to educate you on how to be as prepared as possible...” Exclusive benefit for our loyal members. We now have resources that are only available with your member login! Currently, these include the current month’s issue of Community Trends ® and all 2022 educational pro- gram recordings as they take place. When you access the chapter webpage, www.cainj.org, click the Member Login button at the top of the page. There you will be prompted to log in using your email address and password. While logged in, use the blue tabs above to access all of the cur- rent members-only resources. Additional resources will be added throughout the year. Please email the chapter office at info@cainj.org, with any questions. The CAI-NJ Team is excited to offer these new benefits to our members! Disaster Response — The Winter season is unpredict- able, and CAI-NJ is here to educate you on how to be as prepared as possible in case a disaster affects your commu- nity. In this issue, our feature articles include Disaster Claims Process — the Insurance Process, Dealing with Catastrophes, Facade Leaks and Repairs, Winter Worries — Combatting Ice Damming and Other Destructive Winter Weather Issues and Storm Preparedness. I hope that you find these articles to be a good resource. Please refer to the table of contents on page 3 on where you can find them in this issue. Be safe this Winter season and enjoy all that it has to offer. Hopefully, Spring is just around the corner! n We invite you to join us for the Annual Awards Celebration on Thursday, February 24th at The Event Center at iPA, as we celebrate excellence in the industry. Please register at https://cainj.org/awards/. You may now cast your votes for the nominees that you would like to see awarded for 2021.

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CALENDAR 2022 Events & Education

FEBRUARY

JUNE

14 29

1 16 24

Dennis R Casale Memorial Golf Outing Forsgate Country Club, Monroe Twp.

LAC Virtual Roundtable Discussion Virtual

Wednesday Webinar Virtual

SEPTEMBER Beach Party

Annual Awards Celebration Encore Event Center @IPA, Freehold

15 21

Martell’s Tiki Bar, Pt. Pleasant

MARCH Lecture Series - The Three C’s of Insurance: Claims, Contractors & Confusion RCP Management Company Office, Cranford Manager & Business Partner Roundtable Forsgate Country Club, Monroe Twp. Board Leadership Development Workshop CAI-NJ Office, Freehold

Wednesday Webinar Virtual

OCTOBER

15 17- 18 22 30 31

5 19 20

Wednesday Webinar Virtual

Pre-Conference Networking Reception The Event Center @iPA, Freehold

Business Partner Essentials - Educated Business Partner Course Location TBD

Annual Conference & Expo The Event Center @iPA, Freehold

Wednesday Webinar Virtual

NOVEMBER Wednesday Webinar Virtual 9 DECEMBER Wednesday Webinar Virtual

CA-PAC Top Golf Top Golf, Edison

APRIL

7 8 8

6 12

Conquer + Connect Retreat Hyatt Regency, Princeton

Annual Meeting & Chapter Retreat Grand Marquis, Old Bridge

Coffee & Cram - CMCA Study Group CAI-NJ Office, Freehold

Winter Break Party Grand Marquis, Old Bridge

20 28

Wednesday Webinar Virtual

Lecture Series Location TBD

MAY Virtual 18

Wednesday Webinar

LEGISLATIVE UPDATE

MATTHEW Z. EARLE, ESQ. KATES, NUSSMAN, ELLIS, FARHI & EARLE, LLP LEGISLATIVE ACTION COMMITTEE CHAIR

W e start January with some good news and some bad news. It is traditional to start with the bad news. In that connection, we are very frustrated that the Legislature did not approve an extension of immunity for COVID -19 related claims for common inter- est communities (CICs). The original bill was set to sunset on January 1, 2022. Starting at the end of the summer, we commenced an intense campaign to have the bill extended for another period of time. In connection with those efforts, we and our lobbyists met with numerous legislators, sent letters to the Speaker of the Assembly and President of the Senate, and issued several LAC alerts and calls for action. These alerts generated a tremendous number of respons- es which were so numerous that they overwhelmed the Speaker’s email system. Near the end of December, we were informed that the Speaker and the Senate President, together with the Democratic caucus, were all opposed to an extension of immunity. Essentially, we were told that they thought the first bill gave CICs enough “breathing room” to learn how to address the pandemic. It goes without saying that we dis- agree with their logic, as the issue of potentially uninsured claims remains unaddressed. Unfortunately, while we felt we had strong, equitable arguments for passage of the bill and even though there were tremendous efforts made on the part of both the LAC and CAI members to communicate their preferences to legislators, the legislature was unwilling to pass the bill. Further efforts at this point would be unavailing and could potentially damage our standing and credibility with the political leadership. However, we will continue to monitor the situation and press forward with future efforts if and when same becomes appropriate. With respect to the good news, the legislature passed our statute of limitations bill (S396) on the last day of the session, and we are optimistic that the Governor will sign

“Near the end of December, we were informed that the Speaker and the Senate President, together with the Democratic caucus, same into law. As you may know, in the case The Palisades At Fort Lee Condo. Ass’n, Inc. v. 100 Old Palisade, LLC, 230 N.J. 427 (2017), the New Jersey Supreme Court issued a ruling which upset the longstanding precedent that the statute of limitations on construction defect claims was “tolled” until transition to unit owner control. This decision has resulted in several adverse court rulings against CICs. However, we were successful in convincing Assemblyman Gordon Johnson and Senator Loretta Weinberg to push through the aforementioned bill, which states that the stat- ute of limitations on construction defect claims does not commence running until the owners control the board. In so doing, the LAC successfully fended off challenges from construction, developer, and insurance industry groups. In addition, we are pleased to announce that the Governor signed A5549 regarding remote membership meetings in non-profit corporations into law. You may be aware that emergency COVID -19 related legislation per- mitted meetings of members (such as an annual meeting and election) to be conducted remotely during a state of emergency. The new law, which the LAC supported, makes it permissible to have remote member meetings in the absence of a state of emergency. In closing, while we cannot win every legislative battle, the LAC continues to have substantial success in getting key pieces of legislation passed. n were all opposed to an extension of immunity.”

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2022 CAI-NJ COMMITTEES

AWARDS COMMITTEE Mary Visco — Chair Annie Gonzales — Vice Chair Lindsay Bartlett-Cupples Neil Betoff

EDITORIAL COMMITTEE Carol Shenk — Chair Nicole Martone, CMCA, AMS, PCAM — Vice Chair Robert Arnone, CMCA, AMS Don Cabrera, CMCA Neeraj Chander

HOMEOWNER LEADERS COMMITTEE Vonetta Hawkins — Chair Howard Staum — Vice Chair Roslyn Brodsky Barbara Finn Charles Fredericks Lois Gerber Salvatore Gurriero

MEMBERSHIP COMMITTEE Nichole Gist — Chair Tara Baldwin, CPA — Vice Chair Lysa Bergenfeld, Esq. Megan Elgard Nikolaos Haralambopolous, CPA Kathleen Radler Brent Rivenburgh Stephen Roderick Ken Shah Amy Shorter Rob Wurst Board Liaisons: Charles Lavine Chris Nicosia, CMCA, AMS, PCAM

Jeanine Clark Drew Cowley Kim Dempsey Rebecca Gavin Craig Gotilla

David Dockery, Esq. Jonathan Katz, Esq. Michael Mezzo, CPA, MBA Steven Morris, PE, RS Casey Sky Noon Drew Podolski, Esq. Robert Roop, PE

Keira Hauck Richard Lans Deana Luchs Cheryl Palent Ernie Standard Board Liaisons: Charles Lavine Robert Travis

Dan Jazwinski Lila Khiry Cirillo Christine Maldonado

Liza Mandelbaum Kari Prout, CMCA Eileen Szelewicki, CMCA Sandi Wiktor Board Liaisons: Jeffrey Logan Tony Nardone, MBA, PCAM Staff Liaison: Jaclyn Oskierko BUSINESS PARTNER COMMITTEE David Velasco — Chair Gregory Vinogradsky, Esq. — Vice Chair

Michael Ryan Sean Stevens Larry Thomas, PCAM Board Liaisons: Mary Barrett, Esq.

Staff Liaison: Robin Surgent NETWORKING EVENTS COMMITTEE Daniel Reilly — Chair Jessica Marvel — Vice Chair Donna Belkot Dean Catanzarite Diane Cody, CMCA, PCAM Lawrence Cullari Catherine Daly Frank Fasolo Gary Gleitman Freedom Hildreth Pam Illiano Richard Lang Laura McIntyre Debbie Pasquariello, CIC, CIRMS

Staff Liaisons: Jaclyn Oskierko Robin Surgent LEGISLATIVE ACTION COMMITTEE (LAC)/PAC Matthew Z. Earle, Esq. — Chair Edward San George, PCAM — Vice Chair Jackie Thermidor, CMCA, AMS, PCAM — Secretary Joseph Chorba, CPA — Treasurer Elizabeth Comando, CMCA, PCAM — PAC President

Jeffrey Logan Staff Liaison:

Brooke Stoppiello-Nevins F.A.S.T. COMMITTEE Jessica Baker, Esq. — Chair Steven Kuhnert — Vice Chair Jonathan Cairone Chelsea Donnigan Eric Eggert, CIRMS Shelby Evans, CPA, CMCA

Thomas Asciolla Theresa Beckett Jordan Burkhalter George Caso Martinez Carrie Fusella Michael Kaminski Terry Kessler, Esq.

Paul Raetsch — PAC Vice President James Rademacher — PAC Committee Jennifer Alexander, Esq. Barbara Drummond, CMCA, PCAM

Kristi Evans Jessica Long

George Greatrex, Esq. Vincent Hager, CIRMS Mitchell Frumkin, RS Karyn Kennedy-Branco, Esq.

Will Meola Matt Rahn Zachary Richards Jose Romero Alex Sarandinaki Dharmi Shah

Carmen Reino Kasey Ronan David Ross Rachel Rutman Sal Sciallo

Toni Licciardi Michael Luzzi Kim Manicone Donna Meyer Darric Mitchell Ben Mitrou Daniel Roose Jason Sponzilli Perry Stavridis Jessica Vail Michael Vennitti Board Liaisons: Benjamin Basch

Richard Milder Cheryl Palent

Andrew Podolski, Esq. J. David Ramsey, Esq. Lisa Rayca, CMCA, AMS John Reichart Board Liaisons: Steven Mlenak, Esq. Robert Travis Staff Liaisons: Angela Kavanaugh Robin Surgent

Peter Shine Erica Taras

Nicole Skaro, CMCA Melissa Volet, Esq.

Lauren Vadenais Kristy Winchock Board Liaisons: Benjamin Basch Kristina Munson, CMCA, AMS, PCAM Staff Liaisons: Brooke Stoppiello-Nevins Robin Surgent

Board Liaisons: Benjamin Basch

Charles Lavine Staff Liaison: Jaclyn Oskierko WOMEN’S LEADERSHIP COMMITTEE Martinia Heath, CMCA, AMS — Chair Lirelle Klein — Vice Chair Amani Abdellah Jamie Cullen Ellen Goodman Cara Landolfi Kristin Marzarella Gail McDermid Jennifer Nevins, CMCA Jennifer O’Brien Cheryl Rhine, CIC, CIRMS Christina Sanclimenti

Ryan Fleming Staff Liaisons: Jaclyn Oskierko Robin Surgent CONFERENCE & EXPO COMMITTEE Joe Bonafede — Chair Saher Gouda — Vice Chair Jay Burak Nicole Camarota, CMCA AMS Angela Celeste Ellen Comiski, CMCA

GOLF COMMITTEE Ross Rutman — Chair Fred Hodge — Vice Chair Chris Belkot

MANAGER COMMITTEE Vincent Rapolla, AMS — Chair Mary Barone, CMCA, AMS, PCAM — Vice Chair Michael Flippin, CMCA, AMS, PCAM Ashley Gray, CMCA Chuck Graziano, PCAM Martin Laderman Anthony Nazzaro Bob Rogers, CMCA, AMS Elaine Warga-Murray, CMCA, AMS, PCAM Michelle Williams, CMCA, AMS Board Liaisons: Kristina Munson, CMCA, AMS, PCAM Chris Nicosia, CMCA, AMS, PCAM

Harold Berlowe Robert DeSantis Keith Giliberti, RS Sal Iozzia Hank Johns Lisa Komitor Victoria Lazaro Cathy Mango Karl Meth, Esq. Paul Migliore

John Echelmeir Michelle Gitlen Shelia Green-Barnhill, CMCA Jessica Kizmann, CPA

Jaime Schneider Mariaellen Varelis Anne Yannarella Katie Zsamba Jill Zulin Board Liaisons: Mary Barrett, Esq. Kristina Munson, CMCA, AMS, PCAM

Wayne Napolitano Mike Polulak, Esq. Lisa Rayca David Salter David Shahrabani Jasmin Shelton Ryan Weiner Charles Witczak Paul Wojciechowski Board Liaisons: Steven Mlenak, Esq. Tony Nardone, MBA, PCAM Staff Liaison: Jaclyn Oskierko

Scott Palmieri Joely Phenes Priscilla Saint-Laurent Holly Teufel Jackie Thermidor, CMCA, AMS, PCAM Board Liaisons: Ryan Fleming Chris Nicosia, CMCA, AMS, PCAM Staff Liaison: Jaclyn Oskierko

Staff Liaisons: Jaclyn Oskierko Robin Surgent

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CAI-NJ 2022 PARTNERS

FWH Associates, P.A. GAF Hill Wallack LLP Kipcon Inc. McGovern Legal Services, LLC mem property management, co, inc, PuroClean of Hoboken, Jersey City, Fort Lee PS&S, LLC Rezkom Enterprises, Inc. Taylor Management Company, AAMC, AMO

Alliance Association Bank Ansell Grimm & Aaron, PC Associa Community Management Corp., AAMC Becker BELFOR Property Restoration Brown & Brown Insurance of Lehigh Valley C & L Services Pavement Maintenance Corner Property Management, AAMC Denali Property Management, Inc.

The Falcon Group - Engineering, Architecture & Reserve Specialists

Technocality, Inc. WilkinGuttenplan

Accent Group Access Property Management Adamas Building Services All County Exteriors Anchor Pest Control Becht Engineering BT, Inc.

Eosso Brothers Paving FirstService Residential, AAMC Greenbaum, Rowe, Smith & Davis, LLP Griffin Alexander, P.C. Guardian Service Industries, Inc. Jesan Construction and Maintenance JGS Insurance KPI2 Enterprises

Pardini R. Construction Corporation PeopleFirst Property & Casualty Services Popular Association Banking Preferred Community Management Services, Inc., AAMC Quality 1st Contracting, Inc. Rainbow G & J Painting, LLC Regal Restoration USA Republic Services of New Jersey, LLC SageWater Servpro of Howell/Wall Stark & Stark Attorneys at Law USI Insurance Services Valley Bank Witczak Engineering

Buckalew Frizzell & Crevina LLP Capital One Bank N.A. New Jersey Clearview Powerwashing, LLC Cowley’s Termite & Pest Control Services Curcio Mirzaian Sirot, LLC Cutolo Barros, LLC Dior Construction, Roofing, and Siding Environmental Designers Irrigation, Inc.

Lemus Construction, Inc. L.N. Rothberg & Son, Inc. Mackoul Risk Solutions, LLC Morris Engineering, LLC National Contractors, Inc. National Cooperative Bank Pacific Western Bank

Accurate Reconstruction AR Management Company Design East, Inc.

Hueston McNulty, P.C. Landscape Maintenance Services, LLC Lawley Services MyPropertyBilling.com, LLC Radom & Wetter Attorneys at Law

Renda Roads, Inc. South Shore Construction, LLC STAR Building Services Two Men & a Mop, LLC Wilkin Management Group, Inc.

Felsen Insurance Services, Inc. Giordano, Halleran & Ciesla, P.C.

YOUR NJ-LAC & CA-PAC WORKING HARD PROTECTING THE INTERESTS OF COMMUNITY ASSOCIATIONS

Walk the halls of our capitol in Trenton and you see a lot of doors… doors to legislator’s offices… doors to committee rooms… doors to the Assembly and Senate chambers. It takes a lot to get through those doors. You’re not just invited in. You need a key. With a key you’re taken seriously. With a key, you get things done. THAT’S WHY CAI-NJ CARRIES THREE KEYS: • Your Legislative Action Committee (NJ-LAC): Your key eyes, ears, legs and voice in the legislative process. • Your Political Action Committee (CA-PAC): Your key contributions to support elected officials who aim to strengthen your community. • Your Professional Lobbyists: Your key, full-time pros retained by the LAC who know government’s ins and outs, advise us on who to see and when, and how to connect . WHAT CAN YOU DO?: • Take Action – Your voice is key! After meeting with elected officials and clarifying our position on pending legislation, we will alert you to the most crucial actions you can take. By calling or writing your officials, you ensure that your voice, and our agenda, is heard. • Give – Your donations are key! Supporting the PAC with your donations shows legislators that you’re serious, and that our cause counts. • Promote – Your personal influence is key! Talk about CAI-NJ’s legislative engagement in your community and business. Let fellow residents know that we’re fighting for them and their communities!

The keys only work with your support.

Make your gift to the CA-PAC today!

Yes, I’d like to support CA-PAC with a pledge!

PLEASE NOTE: Sorry, CA-PAC cannot accept credit cards. Please make your CORPORATE or PERSONAL CHECK payable and mail to: CA-PAC, 500 Harding Road, Freehold, NJ 07728

I AM A...

____ Community Association Manager. You represent a company or association who manages CAI-NJ communities.

____ Community Supporter. You represent a business that supports CAI-NJ communities with services or products.

____ Community Resident. You live in a CAI-NJ community and want to see it grow strong.

My Association/Management company is making a PAC gift of:

___ $250 ___ $500 ___ $1000 or $________

___ $100 ___ $250 ___ $500 or $________

My supporting business is making a PAC gift of:

I am personally making a PAC gift of:

___ $50 ___ $100 ___ $250 or $________

Community/Company: ________________________________________________________________________________________________ Individual Name:_____________________________________________________________________________________________________ MailingAddress:______________________________________________________________________________________________________ City, State, ZIP:______________________________________________________________________________________________________ Phone:_________________________________________________________Fax: ________________________________________________ Email:________________________________ Occupation:______________________ Employer:_____________________________________ Employer Address:___________________________________________________________________________________________________ City, State, ZIP:______________________________________________________________________________________________________

Sorry, CA-PAC cannot accept credit cards. Please make your CORPORATE or PERSONAL CHECK payable and mail to: CA-PAC, 500 Harding Road, Freehold, NJ 07728

Management Company Name: _________________________________________ (Community Association’s Only)

DO NOT INCLUDE MY NAME OR COMPANY ON THE LIST OF CA-PAC CONTRIBUTORS

The New Jersey Election Law Enforcement Commission requires us to collect and report the name, mailing address, occupation and name of the employer of contributors whose contribution exceeds $300 in a calendar year. Contributions to CA-PAC are not deductible for federal income tax purposes. Contributions are not limited to suggested amounts. CA-PAC will not favor nor disadvantage anyone based upon the amounts or failure to make PAC Contributions. Voluntary political contributions are subject to limitations of ELEC regulations. CA-PAC contributions are not considered payment of CAI dues. TO DONATE TO CA-PAC, SEND CONTRIBUTIONS TO : CA-PAC, 500 Harding Road, Freehold, NJ 07728

CHAPTER TRENDS

Stark & Stark Announces the Retirement of Donald Brenner, Esq. Stark & Stark is both delighted and sad- dened to announce that after decades of providing the industry with exception- al guidance and legal representation, Donald Brenner, Esq. has announced his

Chapter Trends Editorial Guidelines

• All submissions must come from and be about: - A member of CAI-NJ (Manager, Management Company, Board Member, Business Partner or Business Partner Employee) in good standing. • Companies/Communities are permitted four (4) announcements per calendar year. • Submissions are limited to 150 words. - Members are responsible to condense the informa- tion appropriately, as CAI-NJ will not do so. Any submissions over 150 words will not be published. • Submissions may include (1) image. • Submissions should not be advertorial in nature. Please note, CAI-NJ reserves the right to edit any submissions. The chapter reserves the right to omit information as necessary. CAI-NJ has the exclusive right to refuse to publish any submissions for any reason. For questions regarding the Chapter Trends section of Community Trends ® , please contact brooke@cainj.org or 609-588-0030.

Donald Brenner, Esq.

retirement. Don’s track record of success is a testament to his skill and commitment to excellence in the practice of law. He has been a stalwart member of the firm and an irreplacable friend and mentor to many. Don has been an intregral part of Stark & Stark’s Construction Defect Litigation practice for over twenty years, working closely with partners Randy Sawyer, Drew Podolski and John Prisco. Together the team has litigated some of the most significant and complex construction defect cases in the Tri-State area. Randy, Drew and John intend to honor Don’s contributions to the practice by main- taining our reputation as successful litigators and continiu- ing to provide our industry partners with solid legal advice and representation. n

Include CAI annual membership dues in your budget planning and ensure your board is connected to the best resources to make informed decisions. Plan ahead.

» Learn more at www.caionline.org/JoinNow

www.caionline.org #WeAreCAI

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Jules C. Frankel Manager Education Assistance Program Community Associations Institute NJ Chapter 2022 PROGRAM

Jules C. Frankel was a long time member of CAI and was a key figure in the success and growth of our chapter. Jules was President of the New Jersey chapter in 2000. Jules also received the follow - ing awards from CAI-NJ: Speaker of the Year in 2003, Author of the Year in 2004 and the Jerry Fien Distinguished Service Award in 2015. Jules was inducted in the CAI-NJ Hall of Fame in 2003. Jules was a staunch advocate for manager education and training and was always willing to help with seminars and industry educational programs. The Jules C. Frankel Manager Education Assistance Program (MAP) was developed to assist New Jersey managers in the common interest community industry in furthering their educational and professional development goals. The MAP provides the opportunity to any CAI-NJ manager member in good standing to apply for a scholarship. CAI-NJ will provide a fifty percent (50%) reimbursement per course to selected managers for any of the 100, 200, or 300 courses offered by CAI. More than one award may be given per applicant. To view available virtual courses, visit the link below to schedule: CAI-NJ will be hosting the following courses in 2022: • Virtual Classes Schedule: https://www.caionline.org/LearningCenter/Education-for-Managers/Pages/default.aspx

All awards must be approved by the CAI-NJ Board of Directors. Accordingly, a submission does not guarantee any applicant assistance. Awards are at the sole discretion of the CAI-NJ Board of Directors.

Please review the attached guidelines and application. If you have any questions, please contact the CAI-NJ office at 609-588-0030 or info@cainj.org

2022 Jules Frankel Program.indd 1

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Jules C. Frankel Manager Education Assistance Program Community Associations Institute NJ Chapter GUIDELINES AND APPLICATION PROCESS

AWARD: • The MAP awards a deserving candidate $250 per course (100, 200 and 300 level courses) towards the PMDP course of his/her choice. More than one award may be given during a calendar year. • The Scholarship Review Group will award scholarships once per year no later than April 29 th , 2022. • Scholarships must be used for PMDP courses offered by any CAI Chapter or CAI National. All courses may be in person or online. ELIGIBILITY: • At the time of the application and the reimbursement, you must be a member in good standing with the Community Associations Institute and the New Jersey chapter of CAI. • You must have attended at least 2 CAI-NJ events during the last 12 months. (in-person or virtual) • You may be asked to provide a follow up piece that will be printed in the Community Trends ® magazine that summarizes your experience with the MAP and the ways that it has allowed you to advance your professional goals. CAI-NJ reserves the right to modify any content prior to print. DEADLINES: • All applicants must submit entry no later than March 31 st , 2022 in order to be considered for a scholar - ship award. Selections will be made no later than April 29 th , 2022. PROCESS: • Interested candidates must fill out the attached application and answer the questions for review prior to dates. All entries must be typed and complete to avoid disqualification. Entries must be mailed to the chapter office or printed to PDF and emailed to info@cainj.org. • Anonymous essays are evaluated and award recipients will be selected by the Scholarship Review Group. Should there be a conflict on the committee (meaning that a company representative is evaluating an entry for the same company), that committee member will remove themselves from the process and not participate in the review/selection of the candidates. Since this is an anonymous process, the Chapter Executive Director will inform the Scholarship Review Group members of the conflict. • Selected managers must submit verification of course completion to the CAI-NJ office within 30 days of conclusion of the course to receive the scholarship reimbursement. • All classes must be completed by December 31 st , 2022. To apply, please visit www.cainj.org/map/ for details and for the application.

Community Associations Institute, New Jersey chapter 500 Harding Road, Freehold, NJ 07728 Tel: 609-588-0030 | Fax: 609-588-0040 Email: info@cainj.org

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1/18/2022 11:33:04 AM

What’s the Plan When it Hits the Fan: NATURAL DISASTER PREPAREDNESS AND COVERAGE By David Velasco JGS Insurance

I t’s easy to forget the plan when everything is well and good. However, this past year has reminded us of the importance of having a plan in place when “it” hits the fan. In this article, we’ll go over some of the causes of loss in a natural disaster, what you can do to prepare, and what the claims process will look like should you have to file a claim.

Wind Cyclones, hurricanes and typhoons are windstorms in excess of 74 mph. They can literally and unexpectedly tear off your roof. When it comes to wind your insurance carri- ers may provide a policy with a separate wind deductible. Water Natural disasters, including floods, hurricanes, torna- does, earthquakes, and tsunamis, can disrupt and con- taminate water supplies. Rain and pipe bursts are covered

art is me/iStock/Getty Images Plus

Causes of Loss in a Natural Disaster — Here’s how a natural disaster is going to hit you at home.

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HML-4337 CAI Dec 2013_1/2 pg vertical 11/22/13 10:48 AM Page 1

WHAT’S THE PLAN... from page 16.

Keep your Association sharp – in all seasons.

under your standard property insur- ance. However, flooding requires a separate coverage application. Flood Flooding can be caused by heavy rain, rising sea levels, fast-melting snow or even tsunamis, cyclones and hurricanes. Specific insurance criteria needs to be considered in a flood. Many areas are not considered flood zones but may get flooded in a natu- ral disaster. To be considered a flood for insurance purposes, it must fit the description, which you can assess alongside your insurance advisor Sewage Backup Clogs, build-ups in pipes from grease, or improperly flushed items, such as paper towels or single-use wipes, are common causes of sewage backup. Although sewage backup is typically covered under your property insurance, you need to make sure you have proper limits in place. Ask your insurance advisor for guidance. Fire Firesareclassifiedby theEnvironmental Protection Agency as natural disasters. Also consider the potential for light- ning strikes, explosions, and burst gas lines to impact your condo association. Some of these may be covered under your property insurance and some may require a separate application. Riot and Civil Commotion Both a riot and a civil commotion involve a revolt by a gathering of

Value–Experience–Quality Being prepared and responsive is what distinguishes our firm. We strive to solve the problem–resolve the issue and make life easier for our Associations and their property managers. Hueston McNulty, P.C. Association General Counsel and Experienced Trial Attorneys Samuel J. McNulty, Esq. smcnulty@huestonmcnulty.com /www.huestonmcnulty.com

Tel: 973-377-0200 / Fax: 973-377-6328 Offices: Florham Park, NJ; Toms River, NJ; Blue Bell, PA; and New York, NY

ABDM Property Management cares to listen to our clients. We exclusively serve Somerset, Mercer, and Middlesex Counties . • Customized property management plan to meet the demand of customers. • Accurate and timely financial reporting on monthly basis. • Vendor selection with no conflicts. • Certified managers who are committed to provide the highest quality of service in the industry. • Reliable and available at all times to Board members, and residents. Call 908-752-0374 or www.ABDMpropertymanagement.com

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FEBRUARY 16 TH THRU DECEMBER 7 TH , 2022

WEBINAR WEDNESDAYS

LIVE WEBINAR | SELECT WEDNESDAYS | 12:00 PM - 1:00 PM

Be sure to join our 2022 Ultimate Partners for our popular educational series on Wednesday afternoons!

Educational Webinars on the Following Upcoming Dates: February 16, March 30, April 20, May 18, June 29, September 21, October 5, November 9, and December 7 Featuring Our 2022 Ultimate Partners:

Denali Property Management, Inc. The Falcon Group - Engineering, Architecture & Reserve Specialists

Technocality, Inc. WilkinGuttenplan

Managers will receive 1 CEU Credit for attending! *- Must attend entire seminar to receive credit. Please visit https://cainj.org/wednesday-webinars/ for topics and registration links!

WHAT’S THE PLAN... from page 18.

bag with a list of medications, first aid kits, cash, charged battery pack and cord for their phone, flashlights and extra batteries, a mobile hotspot, food and water for a few days, and plastic Ziploc bags. Make sure you work with your bro- ker on a natural disaster preparedness plan and have steps lined up with a remediation company. Know when to call the remediation company from a claims perspective and make sure they know to be on standby for you in the event of a disaster. Many insurance companies can help formulate a written plan with ser- vice provider contact info, emergency contacts (i.e., fire, police, and EMS), a remediation company, your insur- ance broker, census forms or a listing of the number of occupants in each

unit and building, and website and communication tools for email and phone blasts. They’ll also make sure your service provider is lined up and has a plan for your property already, knows where to park equipment and vehicles, knows where the utility shut offs are, has predetermined a staging area for debris, has pre-contracted for dumpsters for debris, and has made arrangements to store additional mate- rials wherever possible and desired. Steps to File a Disaster Claim 1) Have pictures of the association before the disaster happened. 2) Contact proper authorities first — police, fire department, remedia- tion company. 3) Contact the broker to report the claim. a) All emergency repairs are acceptable and required. The goal is to keep the exist- ing damages from becom- ing worse. Pieces of all items that are repaired or replaced should be kept for the adjust- er to inspect. Pictures should also be taken immediately. 4) Claim is reported to the carrier by the broker. 5) Insured will hear from an adjuster within 1-2 business days. 6) An independent adjusting firm is assigned to inspect the property. If needed, additional contrac- tors will inspect the property. For example, an engineering compa- ny and/or a general contractor. 7) The independent adjuster will put together a report and estimate

people in a public place. A civil com- motion is similar to a riot but involves a greater number of people. Riot and civil commotion can be difficult to differentiate. The perils are often listed together in your policy. Do you Have a Disaster Plan in Place? Have an “Emergency Response Director” or “Critical Response Director” to take the lead in case of a disaster. We recommend you ask your residents to hash out individual preparedness plans as well. There are many things that you can think about hence many things that someone can forget so it is wise to remind residents to keep a go

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Presentedbythe CAI-NJWomen’sLeadershipCommittee 2022 CAI-NJ WOMEN’S RETREAT CONQUER+CONNECT WEDNESDAY, APRIL 6, 2022 | 8:00AM TO 4:00PM HYATT REGENCY PRINCETON, 102 CARNEGIE CENTER, PRINCETON, NJ 08540