October 2023

OCTOBER 2023 Community Trends

®

2023 CAI-NJ Annual Conference & Expo

Rock Your Association Anthem: Turn up the Excellence in Your Community

110 Schanck Road Freehold, NJ 07728 8:30 am - 3:00 pm The Event Center @iPA Thursday, October 19, 2023

CASH/PRIZE GIVEAWAYS COMPLIMENTARY BREAKFAST & LUNCH FREE FOR HOMEOWNERS & COMMUNITY MANAGERS GET EXPERT ADVICE FROM OUR 168 EXHIBITORS EDUCATIONAL PROGRAMS

Sponsored by

For more info visit... www.cainj.org/conference-expo/ For more info visit... www.cainj.org/conference-expo/

TO DOWNLOAD AND PRINT THIS ISSUE, PLEASE CLICK THE ICON BELOW.

The Community Associations Institute New Jersey chapter would like to thank its 2023 Ultimate Partners below. For more information on our sponsorships, please contact CAI-NJ at 609-588-0030 or info@cainj.org.

THANK YOU FOR YOUR SUPPORT !

THE CAI-NJ COMMUNITY TRENDS ® MAGAZINE CONTENTS

2023 CAI-NJ ANNUAL CONFERENCE & EXPO

From the 2023 Conference & Expo Chair.....................10 Pre-Conference Networking Party Registration...........35-36 Conference & Expo Save the Date...............................43 Conference & Expo Schedule of Events........................44 Attendee Registration Form.........................................45 Managers All-Access Pass...........................................46 Why Homeowners Should Attend................................47 Expo Map................................................................48 Exhibitors (alphabetical).............................................49 Exhibitors (by booth number)......................................50 Conference & Expo Sponsors......................................51

EXTRAS President’s Corner Looking Ahead

5 6 7 8

CAI-NJ Upcoming Events

28

Legislative Update

56

Your Voice is Key with NJ-LAC & CA-PAC

13 15 16 20 27 39 40 55 57 58 60 63 70 71 73 76

Inside Connection

Winter Break Party Registration 2024 CAI-NJ Partnership Program

28 It’s Okay to be Scared — It’s How We Respond that Defines Us By Damon Kress, Esq. McGovern Legal Services, LLC Nicole Martone, CMCA, AMS, PCAM

2024 Annual Awards — Call for Nominations

F.A.S.T Adopt-A-Family

Ultimate Night Out Recap & Photos 2024 CAI-NJ Online Directory

Associa Community Management Corp., AAMC and Steve Morris, R.S. Morris Engineering, LLC

Managers Leadership Development Program — Save the Date

Webinar Wednesdays 2-15 Membership Form

56 Management Trends By Mary Barone, CMCA, AMS,

Access Property Management, AAMC, AMO

2023 Shoot the Cover Photo Contest Business Partner Linked Record Form

Register Now! See page 45 for the 2023 CAI-NJ Conference & Expo Attendee Registration Form! Thursday, October 19, 2023 at The Event Center @IPA, Freehold, NJ

Manager Member Benefits ADR Mediation Program 2023 Ultimate Partner Listings

3

OCTOBER 2023

CAI-NJ BOARD OF DIRECTORS EXECUTIVE COMMITTEE

VICE PRESIDENT STEVEN MLENAK, ESQ. GREENBAUM, ROWE, SMITH & DAVIS, LLP

PRESIDENT ELECT CHRISTOPHER NICOSIA, CMCA, AMS, PCAM PRIME MANAGEMENT, INC., AAMC

PRESIDENT TONY NARDONE, MBA, PCAM CORNER PROPERTY MANAGEMENT, LLC, AAMC

TREASURER RYAN FLEMING, EBP JGS INSURANCE, A BALDWIN RISK PARTNER

SECRETARY KRISTINA MUNSON, CMCA, AMS, PCAM RCP MANAGEMENT COMPANY, AAMC, AMO

BOARD MEMBERS

Mary Barrett, Esq. Stark & Stark Attorneys at Law Business Partner

Charles Lavine Homeowner Leader Carol Nickerson, CMCA

Benjamin Basch, EBP Ground Support Services Business Partner Joseph Chorba, CPA

FirstService Residential, AAMC Community Association Manager Robert Travis, CIRMS Long Beach Commons Condominium Association Homeowner Leader

WilkinGutenplan Business Partner

GENERAL COUNSEL Jason Orlando, Esq. Orlando Murphy LLP

GENERAL COUNSEL EMERITUS Wendell A. Smith, Esq., CCAL Greenbaum, Rowe, Smith & Davis, LLP

IMMEDIATE PAST PRESIDENT Jeffrey Logan Guardian Service Industries, Inc.

4

OCTOBER 2023

PRESIDENT’S CORNER Tony Nardone, MBA, PCAM 2023 CAI-NJ PRESIDENT CORNER PROPERTY MANAGEMENT, LLC, AAMC

CAI-NJ TEAM

A s Chapter President of CAI-NJ and on behalf of the Board of Directors, it is my distinct pleasure to inaugurate the pages of this article – a gateway to the insights, aspirations and accomplishments that define our annual trade show’s essence. With every passing year, our event stands as a testament to the extraordinary achievements that can arise when innovation converges with determination, and when industry leaders come together in pursuit of progress. In the following words, we shall embark on a journey of exploration, a journey that not only delves into the heart of CAI’s significance but also paints a vivid picture of the dynamic landscape that our trade show seeks to shape. This plat form is much more than just a gathering; it is a canvas where ideas are painted with purpose, where collaborations are forged and where possibilities become realities. Through the lens of this article, you will witness the convergence of diverse minds, each contributing a unique brushstroke to the masterpiece that is CAI. From the groundbreaking innovations showcased on our exhibition floors to the thought-provoking discussions that unfold within our seminars, we shall unveil the very pulse of progress that drives industries forward. Together, we shall uncover stories of transformation, glimpse into the futures that are being woven today, and celebrate the tireless dedication of all those who make CAI an unparalleled success year after year. With unwavering enthu siasm, we extend our gratitude to our partners, sponsors, exhibitors, attendees, and supporters who breathe life into this event, infusing it with the vibrancy that ignites inspiration and sparks change. So, as we embark on this journey together, I invite you to immerse yourself in the pages that follow a tribute to innovation, collaboration, and the unyielding spirit of exploration that defines CAI. May these words inspire you, challenge you, and remind you of the boundless possibilities that lie ahead. “Innovation is the bridge between the present and the future, we’re not just showcasing products we’re shaping tomorrow. At this trade show let’s explore the heart of community living and discov er the bonds that make us stronger together.” n

ANGELA KAVANAUGH CHAPTER EXECUTIVE DIRECTOR ANGELA@CAINJ.ORG JACLYN OSKIERKO DIRECTOR, CONFERENCE & EVENTS JACLYN@CAINJ.ORG ROBIN SURGENT DIRECTOR, MEMBERSHIP DEVELOPMENT ROBIN@CAINJ.ORG BROOKE STOPPIELLO-NEVINS COMMUNICATIONS MANAGER

BROOKE@CAINJ.ORG JENNIFER FARRELL PROGRAM MANAGER JENNIFER@CAINJ.ORG GAIL BONUS ADMINISTRATIVE ASSISTANT GAIL@CAINJ.ORG

Contact CAI-NJ

ADDRESS CAI-NJ

500 HARDING ROAD FREEHOLD, NJ 07728 PHONE 609-588-0030 FAX 609-588-0040 WEB WWW.CAINJ.ORG EMAIL INFO@CAINJ.ORG

CAI-NJ on Social Media

www.facebook.com/ CAINJCHAPTER Community Associations Institute - New Jersey Chapter

@cainewjersey

CAI-NJ

5

OCTOBER 2023

LOOKING AHEAD ANGELA KAVANAUGH | CAI-NJ CHAPTER EXECUTIVE DIRECTOR

CAI-NJ Annual Conference & Expo Thursday, October 19, 2023 8:30 a.m. - 3:00 p.m. The Event Center @iPA,110 Schanck Road, Freehold, NJ 07728

“Rock Your Association Anthem!” at the 2023 Annual Conference & Expo! Take advantage of a full day of education and shop the tradeshow floor for ways to make your community even better than it already is. Visit 168 exhibitors — Homeowner leaders and managers, this is an optimal opportunity to shop for pro fessionals to assist you with upcoming projects, all experts in their fields and specializing in common interest com munities. Walk the floor and check out what’s trending in the industry. Take advantage of this time to have all your questions answered with every field represented all in one location. Thanks to the generous support of the exhibitors and sponsors, all community association managers and homeowner leaders may attend for free. Educational programs — This year’s programs will cover trending topics specifically affecting common interest communities (CICs). The first morning session, Oh, Tutti Frutti, Rock your Understanding of Fiduciary Duty, presented by Steven Mlenak, Esq., Greenbaum, Rowe, Smith & Davis LLP and Christopher Nicosia, MM, CMCA, AMS, PCAM, RCP Management, Inc., AAMC, will discuss the fiduciary duty of board members and community managers through real-life examples. The second session, Let’s Dance Together: How Insurance & Your Community Associations Reserves do the Twist, presented by Michelle Baldry, RS, Reserve Advisors, LLC President, CAI Foundation for Community Association Research and Cheryl Rhine CIC, CIRMS, EBP, USI Insurance Services, will discuss the importance of the reserve study when addressing the property’s physical state and condition and how it directly relates to your insurance renewal out come. The day’s final session, Get Up Stand Up, Stand Up for Your State: A New Jersey Legislative Update, presented

by the New Jersey Legislative Action Committee (NJ-LAC), Matthew Earle, Esq., Kates Nussman Ellis Farhi & Earle, LLP, Michele Jaker, CAI-NJ LAC Lobbyist, MBI, Ed San George, PCAM, INTEGRA Management Corp., AAMC and Greg Vinogradsky, Esq., EBP, Callahan & Fusco, LLC, will discuss legislative and regulatory issues affecting common interest communities in New Jersey.

“Take advantage of this time to have all your questions answered with every field represented all in one location.”

Networking and sharing ideas with your peers and colleagues are important resources. The tradeshow offers a full day of networking to over 1,000 attendees. Take advantage of the day to catch up with those that you hav en’t connected with in a while and make new relationships along the way. It’s a winning day for all — Prizes, raffles, and tons of giveaways, starting with all attendees entering to win one of the $1,000 drawings. Four lucky winners will be selected throughout the day. Don’t forget to pick up your Concert Tour Game Card at registration for a chance to win a special themed prize. Stop by the designated exhib itors to have your Concert Tour Game Card stamped and then drop it off at the CAI-NJ booth for a chance to win! New this year — VIP, All Access Pass, contest for community association managers. Five lucky winners will receive a complimentary VIP Pass to the major 2024 CAI-

6

OCTOBER 2023

NJ hosted events. All community association manag ers attending the Conference & Expo will receive a ticket to be entered into a raffle. Remember to drop your ticket off at the First Citizens Bank Booth #102 for an opportunity to win this awesome prize. Pre-Conference Networking Reception on Wednesday, October 18th at Game Time Bar & Grill at iPlay America. All exhibitors, community managers and homeowner leaders are invited to attend. Visit, https://www.cai-nj.org/event-5344730, for further information and registration. Please use this issue as your program guide for the day. It includes the tradeshow floorplan (page 48), exhibitor listing (pages 49 and 50) and the C&E programming schedule (page 44). Community association managers and homeowner leaders, you won’t want to miss this event. Please register to attend at, https://cainj.org/attendees/ or contact Jaclyn Oskierko at, jaclyn@cainj.org. I hope that you join us and “Rock Your Association Anthem!” at the 2023 Annual Conference & Expo! n

THURSDAY, OCTOBER 19 Homeowners & Community Managers, you can’t miss this event! ou can’t miss this event! Rock Your Association Anthem: Turn up the Excellence in Your Community 2023 CAI-NJ ANNUAL CONFERENCE & EXPO

110 Schanck Road Freehold, NJ 07728 8:30 am - 3:00 pm The Event Center @iPA

For more info visit... www.cainj.org/conference-expo/ CASH/PRIZE GIVEAWAYS COMPLIMENTARY BREAKFAST & LUNCH FREE FOR HOMEOWNERS & COMMUNITY MANAGERS GET EXPERT ADVICE FROM OUR 168 EXHIBITORS EDUCATIONAL PROGRAMS/CECS

Sponsored by

For more info visit... www.cainj.org/conference-expo/

Find the Attendee Registration Form on page 45 of this issue!

2023-2024 Events & Education Calendar

OCTOBER

NOVEMBER

5 7

2 14

CA-PAC 9 & Nosh Concordia Golf Club, Monroe Twp. Family Day at Laurita Winery Laurita Winery, New Egypt

Manager Leadership Workshop Clearbrook Community Association, Monroe Twp.

Pints with PAC Chickie’s and Pete’s, Bordentown

18 19

Pre-Conference Networking Reception The Event Center @iPA, Freehold

DECEMBER

Conference & Expo The Event Center @iPA, Freehold

5 5

Annual Meeting & Chapter Retreat The Grand Marquis, Old Bridge

Winter Break Party The Grand Marquis, Old Bridge

FEBRUARY

22

Annual Awards Celebration The Event Center @iPA, Freehold

Register for these and other events at www.cainj.org All events are subject to change .

7

OCTOBER 2023

LEGISLATIVE UPDATE

MATTHEW Z. EARLE, ESQ. KATES, NUSSMAN, ELLIS, FARHI & EARLE, LLP LEGISLATIVE ACTION COMMITTEE CHAIR

A s we gear up for the Fall, post-election “lame duck” legislative session, your New Jersey Legislative Action Committee (NJ-LAC) will be pouring all of its efforts into get ting building safety legislation (S2760/A4384) on the Governor’s desk. Recall that the legislation has three main components: (1) a requirement that certain multi-family residen tial structures have periodic structural and balcony inspections performed; (2) a requirement that associations have reserves studies periodically performed; and, (3) a requirement that associations fund their reserves. We have toiled throughout the summer meeting with legislators in order to marshal biparti san support for the bill, and hopefully have been successful.

However, we will need your help in getting this bill across the finish line. Please be on the lookout for CAI alerts and calls to action asking you to contact various public officials to have them support the bill. We urge you to be responsive to these communications, as your participation in our efforts will have a significant impact on the success or failure of passing this legislation.

CALL TO ACTION!

Additionally, we welcome your attendance at our legislative update session at the CAI-NJ Annual Conference & Expo on October 19, 2023. Presenters will include Ed San George, PCAM from INTEGRA Management Corp., AAMC, Gregory Vinogradsky, Esq., EBP from Callahan & Fusco, LLC, Michele Jaker, CAI-NJ’s Lobbyist from MBI, and myself. We are looking forward to seeing all of you there and appreciate your ongoing support. n

Stay up-to-date on legislative issues at www.cainj.org.

8

OCTOBER 2023

2023 CAI-NJ COMMITTEES

AWARDS COMMITTEE Annie Gonzales — Chair Lila Khiry Cirillo — Vice Chair Jeanine Clark, Esq. Drew Cowley Lindsay Cupples, EBP

EDITORIAL COMMITTEE Nicole Martone, CMCA, AMS, PCAM — Chair

GOLF OUTING COMMITTEE Fred Hodge, Jr., EBP — Chair Keith Giliberti, PE, RS, EBP — Vice Chair Harold Berlowe, CMCA Chris Belkot Lorenzo Cullari, AICP Sal Iozzia Hank Johns, EBP Lisa Komitor Cathy Mango, EBP Karl Meth, Esq. Paul Migliore

MANAGER COMMITTEE Mary Barone, CMCA, AMS — Chair Chuck Graziano, PCAM — Vice Chair Erin Cautero, CMCA, AMS Tom Curry, CMCA, AMS, PCAM Michael Flippin, CMCA, AMS, PCAM Anthony Gjergji, Jr. Richard Mattalian, CMCA, AMS, PCAM Erin O’Reilly, CMCA, AMS, PCAM Vincent Rapolla, AMS Mariaellen Varelis Elaine Warga-Murray, CMCA, AMS, PCAM Michelle Williams, CMCA, AMS Board Liaisons Kristina Munson, CMCA, AMS, PCAM Carol Nickerson, CMCA Staff Liaisons: Jaclyn Oskierko Robin Surgent MEMBERSHIP COMMITTEE Tara Baldwin, CPA — Chair Megan Elgard, EBP — Vice Chair Michael Barch Lysa Bergenfeld, Esq. Nichole Gist Antoinette Hutchinson Melissa Lloyd, CMCA, AMS

Drew Podolski, Esq. — Vice Chair Robert Arnone, MSRE, CMCA, AMS

Don Cabrera, CMCA David Dockery, Esq. Jonathan Katz, Esq. Damon Kress, Esq. Michael Mezzo, CPA, MBA

Kim Dempsey Jeffrey Logan Christine Maldonado Michael Millar Vanessa Pena Kari Prout, CMCA

Steven Morris. RS Casey Sky Noon Robert Roop Board Liaisons Mary Barrett, Esq. Carol Nickerson, CMCA Staff Liaison: Brooke Stoppiello-Nevins EVENTS COMMITTEE Debbie Pasquariello, CIC, CIRMS, EBP — Chair Diane Cody, CMCA, PCAM — Vice Chair Ray Barnes, CMCA, AMS, PCAM Tim Bruchez

Nicole Skaro, CMCA, EBP Eileen Szelewicki, CMCA Mary Visco Sandi Wiktor Board Liaisons Tony Nardone, MBA, PCAM Christopher Nicosia, CMCA, AMS, PCAM Staff Liaisons: Jaclyn Oskierko Jennifer Farrell BUSINESS PARTNER Gregory Vinogradsky, Esq., EBP — Chair Mike Luzzi, CPIA, EBP — Vice Chair Theresa Beckett, EBP Jack Benson Jordan Burkhalter, CPA

Mike Polulak, Esq. Ross Rutman, EBP David Shahrabani, EBP

Jasmin Shelton Jodi Smallwood Michael Sturchio Ryan Weiner Charles Witczak, III, PE, PP, PLS Tom Witkowski Paul Wojciechowski Board Liaisons Steven Mlenak, Esq. Tony Nardone, MBA, PCAM

Dean Catanzarite Justine DelVecchio

Staff Liaisons: Jaclyn Oskierko Jennifer Farrell HOMEOWNER LEADER COMMITTEE Richard Lans — Chair Lois Gerber — Vice Chair Bruce Blum Roslyn Brodsky Barbara Finn, CMCA

Frank Fasolo, IV Freedom Hildreth Pam Illiano Stacey Koehl, CMCA, AMS Laura McIntyre, EBP Daniel Reilly Rachel Rutman Christina Mirra Sohnen Randy Vogel Melissa Volet, Esq. Jill Zulin Board Liaisons Joseph Chorba, CPA F.A.S.T. COMMITTEE Steven Kuhnert — Chair Jessica Long — Vice Chair JP Ascolese Adara Azeez Chelsea Brodmerkel Jonathan Cairone Alexis Dairman Eric Eggert, CIC, CIRMS Shelby Evans, CPA, EBP Kristi Evans Rebecca Gavin Mary Ellen Liberatore Will Meola Marian Miawad, Esq. Nicole Miller, Esq. Charles Lavine Staff Liaisons: Jaclyn Oskierko Jennifer Farrell

Kim Manicone Renee Martin Mark Mojares Kathleen Radler Brent Rivenburgh, EBP Steve Roderick, EBP Michael Ryan Ken Shah Rick Sobczak Ryan Trembley Michael Willner, Esq. Board Liaisons Joseph Chorba, CPA

Ron Fermano Carrie Fusella Dave Kiessling Richard Lang, EBP Toni Licciardi Chris Merkler Donna Meyer, EBP Ben Mitrou John Prisco, Esq. Sal Sciallo Jessica Vail, EBP David Velasco, EBP Michael Vennitti, EBP Board Liaisons Benjamin Basch, EBP Ryan Fleming, EBP

Charles Fredericks Kenneth Freeman Salvatore Gurriero

Keira Hauck Carl Kentzel Cheryl Palent

Board Liaisons Charles Lavine Robert Travis, CIRMS

Charles Lavine Staff Liaison: Robin Surgent WOMEN’S LEADERSHP COMMITTEE Lirelle Klein — Chair Jamie Cullen, CMCA — Vice Chair Amani Abdellah, Esq. Jennifer Carr

Staff Liaisons: Jaclyn Oskierko Robin Surgent LEGISLATIVE ACTION COMMITTEE (LAC)/PAC Matthew Z. Earle, Esq. — Chair Edward San George, PCAM — Vice Chair Jackie Thermidor, CMCA, AMS, PCAM — Secretary Mohammed Salyani, CPA — Treasurer Elizabeth Comando, CMCA, PCAM — PAC President Andrew Podolski, Esq. — PAC Vice President James Rademacher, EBP — PAC Committee Jennifer Alexander, Esq. Roslyn Brodsky Barbara Drummond, CMCA, PCAM

Staff Liaisons: Jaclyn Oskierko Robin Surgent

CONFERENCE & EXPO Saher Gouda, EBP — Chair Shelia Adams, CMCA — Vice Chair Joe Bonafede Jay Burak Nicole Camarota, CMCA, AMS George Caso Martinez Angela Celeste Ellen Comiski, CMCA Marty Conway John Echelmeier Jessica Kizmann, CPA Danita Susi Holly Teufel, CMCA, AMS Board Liaisons Ryan Fleming, EBP Christopher Nicosia, CMCA, AMS, PCAM

Linda Courain, CMCA, AMS Svetlana Malinsky, CMCA Kristin Marzarella Gail McDermid, CMCA, AMS, PCAM Rachel Neves Jennifer Nevins, CMCA, EBP Jen O’Brien Cheryl Rhine, CIC, CIRMS, EBP Nikki Schillaci, EBP Lisa Vitiello, CPA Board Liaisons Mary Barrett, Esq. Kristina Munson, CMCA, AMS, PCAM

Jose Romero Dharmi Shah Peter Shine, EBP Ilija Trajkoski

Mitchell Frumkin, RS Vincent Hager, CIRMS Karyn Kennedy-Branco, Esq. Terry Kessler, Esq. J. David Ramsey, Esq. Lisa Rayca, CMCA, AMS John Reichart Alexander Scheffer, CMCA Board Liaisons: Richard Milder Cheryl Palent

Lauren Vadenais, EBP Kristy Winchock, EBP Board Liaisons Benjamin Basch, EBP Kristina Munson, CMCA, AMS, PCAM Staff Liaisons: Brooke Stoppiello-Nevins Robin Surgent

Staff Liaisons: Jaclyn Oskierko Robin Surgent

Staff Liaisons: Jaclyn Oskierko Jennifer Farrell

Steven Mlenak, Esq. Robert Travis, CIRMS Staff Liaisons: Angela Kavanaugh Robin Surgent

9

OCTOBER 2023

“Rock Your Association Anthem Turn Up the Excellence in Your Community”

A llow me to be the first to welcome you all to the 2023 Annual Conference and Expo! The Conference and Expo Committee is thrilled to present our CAI-NJ community with the year’s trademark event, featur ing raffles, prizes, continuing education, and of course, the opportunity to mix and mingle with managers, homeowner leaders and business partners! This year’s theme is, “Rock your Association Anthem.” — there are count less ways to incorporate this fun theme into this year’s booth designs and our committee is excited to see them all. Frank Sinatra, Whitney Houston, Bruce Springsteen, Jon Bon Jovi, Queen Latifah, Paul Simon, Lauryn Hill, Frankie Valli, Count Basie…all hail from our beloved Garden State. And the venues: PNC Arts Center, Metlife Stadium, BB&T Pavilion, Prudential Center, NJ Performing Arts Center, The Stone Pony and even the slew of casino venues, this state of ours certainly has no shortage of musical influences. CAI-NJ, we’ve seen a million faces…and we’ve rocked them all! I think we can all agree, there’s nothing like Jersey and equivalently, there’s nothing like CAI-NJ. Arguably the most active membership organization in New Jersey and it is due to the contributions of each individual, firm, volun teer, committee member and of course, the CAI-NJ team, are what makes this such a great organization. And we know how to have some fun too! Your 2023 Conference & Expo Committee has worked tirelessly to make the Pre Conference Networking Reception and Conference & Expo a huge success. And on behalf of this great committee, we hope you enjoy the show. It has been my honor to serve as Chairman this year; I appreciate the opportunity. n Community Managers can win a complimentary all access pass to four (4) of the top CAI-NJ hosted events in 2024 just by attending the CAI-NJ Annual Conference and Expo on October 19th for FREE! All managers who attend the Conference and Expo will receive a ticket to be entered into a raffle, where five (5) lucky winners will join us at each 2024 event for FREE ($515 value). Drawing will be called at 1:00 pm. M ust be present to win! ***Tickets are non-transferable*** All you have to do is attend the expo and drop your raffle ticket in to win! COMMUNITY MANAGERS CAN WIN AN ALL ACCESS PASS TO THE TOP CAI-NJ EVENTS IN 2024 Details All Access Pass includes the following 2024 events: A Message from Saher Gouda, EBP — SERVPRO of Howell, Wall, Spring Lake, Asbury Park 2023 Conference & Expo Committee Chair “I think we can all agree, there’s nothing like Jersey and equivalently, there’s nothing like CAI-NJ." Annual Awards Celebration ($160 value) Conquer + Connect ($105 value) Beach Party ($100 value) Winter Break Party ($150 value)

Thursday, October 19, 2023 The Event Center @iPA, Freehold, NJ 07728 www.cainj.org/conference-expo Questions? Contact jaclyn@cainj.org

10

OCTOBER 2023

Rope Access with Falcon: The Unparalleled Solution for Conducting Façade Inspections

Advantages of Rope Access

Why Choose Falcon?

Falcon’s trained and certified rope access inspectors can quickly access difficult-to-reach locations for testing, inspection, and structural engineering. They can be deployed in less time and at a lower cost than suspended platforms getting information to our clients in a more timely fashion at a reduced cost.

Quicker Mobilization & Project Completion Improved Access – Direct Hands-on Inspection Minimal Disruption to Building Occupants Cost-Effective – Less Manpower & Equipment

Reduced Risk – Certified Inspectors No Need for Heavy Equipment – Less Environmental Impact

95 Mount Bethel Road Warren, NJ 07059

350 7th Ave., Suite 2000 New York, NY 10001 1150 First Ave., Suite 930 King of Prussia, PA 19406

www.thefalcongroup.us 66 York Street, 4th Floor Jersey City, NJ 07302

info@thefalcongroup.us

800-839-7740

CAI-NJ 2023 PARTNERS

Alliance Association Bank Ansell Grimm & Aaron, PC Associa Community Management Corp., AAMC Becker BELFOR Property Restoration Brown & Brown Insurance of Lehigh Valley Corner Property Management, LLC, AAMC

GAF Hill Wallack LLP Kipcon Inc. McGovern Legal Services, LLC PS&S, LLC PuroClean of Hoboken, Jersey City, Fort Lee Rezkom Enterprises, Inc. Sweeping Corp. of America (SCA) Taylor Management Company, AAMC, AMO Technocality, Inc. USI Insurance Services WilkinGuttenplan

Denali Property Management, Inc. The Falcon Group - Engineering, Architecture & Reserve Specialists FWH Associates, P.A.

Accent Group Access Property Management, AAMC, AMO Adamas Building Services All County Exteriors Amco Pest Solutions, Inc. Anchor Pest Control Becht Engineering BT, Inc. Buckalew Frizzell & Crevina LLP Capital One Bank, N.A. New Jersey Clearview Washing, LLC Cowleys Pest Services Curcio Mirzaian Sirot, LLC Cutolo Barros, LLC Dior Construction, Roofing, and Siding

Environmental Designers Irrigation, Inc FirstService Residential, AAMC FloodCo USA Greenbaum, Rowe, Smith & Davis LLP Griffin Alexander, P.C. Guardian Service Industries, Inc. Innovative Pressure Cleaning The Jesan Companies JGS Insurance, a Baldwin Risk Partner KPI2 Enterprises, Inc. Lemus Construction, Inc. Mackoul Risk Solutions, LLC

Preferred Community Management Services, Inc., AAMC Radom & Wetter Renda Roads, Inc. Snowscapes South Shore Construction, LLC STAR Building Services Two Men Property Services Group, Inc. Popular Association Banking Quality 1st Contracting, Inc. Rainbow - G & J Painting, LLC Regal Restoration USA Republic Services of New Jersey, LLC SageWater Servpro of Howell/Wall Stark & Stark Attorneys at Law Valley Bank Wilkin Management Group, Inc. Witczak Engineering One Call Roofing & Siding O & S Associates, Inc. Parallel Architectural Group Pardini R. Construction Corporation PeopleFirst Property & Casualty Services

Morris Engineering, LLC National Contractors, Inc. National Cooperative Bank

Garden State Pavement Solutions Giordano, Halleran & Ciesla Hueston McNulty, P.C. L.N. Rothberg & Son, Inc. Landscape Maintenance Services, Inc. Mizza Pest Control

Accurate Reconstruction APC Hospitality, LLC AR Management Company Association Advisors NJ CCA, Construction Consulting Associates, LLC Felsen Insurance Services, Inc. First Onsite

MyPropertyBilling.com Pacific Western Bank

YOUR NJ-LAC & CA-PAC WORKING HARD PROTECTING THE INTERESTS OF COMMUNITY ASSOCIATIONS

Walk the halls of our capitol in Trenton and you see a lot of doors… doors to legislator’s offices… doors to committee rooms… doors to the Assembly and Senate chambers. It takes a lot to get through those doors. You’re not just invited in. You need a key. With a key you’re taken seriously. With a key, you get things done. THAT’S WHY CAI-NJ CARRIES THREE KEYS: • Your Legislative Action Committee (NJ-LAC): Your key eyes, ears, legs and voice in the legislative process. • Your Political Action Committee (CA-PAC): Your key contributions to support elected officials who aim to strengthen your community. • Your Professional Lobbyists: Your key, full-time pros retained by the LAC who know government’s ins and outs, advise us on who to see and when, and how to connect . WHAT CAN YOU DO?: • Take Action – Your voice is key! After meeting with elected officials and clarifying our position on pending legislation, we will alert you to the most crucial actions you can take. By calling or writing your officials, you ensure that your voice, and our agenda, is heard. • Give – Your donations are key! Supporting the PAC with your donations shows legislators that you’re serious, and that our cause counts. • Promote – Your personal influence is key! Talk about CAI-NJ’s legislative engagement in your community and business. Let fellow residents know that we’re fighting for them and their communities!

The keys only work with your support.

Make your gift to the CA-PAC today!

Yes, I’d like to support CA-PAC with a pledge!

PLEASE NOTE: Sorry, CA-PAC cannot accept credit cards. Please make your CORPORATE or PERSONAL CHECK payable and mail to: CA-PAC, 500 Harding Road, Freehold, NJ 07728

I AM A...

____ Community Association Manager. You represent a company or association who manages CAI-NJ communities.

____ Community Supporter. You represent a business that supports CAI-NJ communities with services or products.

____ Community Resident. You live in a CAI-NJ community and want to see it grow strong.

My Association/Management company is making a PAC gift of:

___ $250 ___ $500 ___ $1000 or $________

___ $100 ___ $250 ___ $500 or $________

My supporting business is making a PAC gift of:

I am personally making a PAC gift of:

___ $50 ___ $100 ___ $250 or $________

Community/Company: ________________________________________________________________________________________________ Individual Name:_____________________________________________________________________________________________________ Mailing Address:______________________________________________________________________________________________________ City, State, ZIP:______________________________________________________________________________________________________ Phone:_________________________________________________________Fax: ________________________________________________ Email:________________________________ Occupation:______________________ Employer:_____________________________________ Employer Address:___________________________________________________________________________________________________ City, State, ZIP:______________________________________________________________________________________________________

Sorry, CA-PAC cannot accept credit cards. Please make your CORPORATE or PERSONAL CHECK payable and mail to: CA-PAC, 500 Harding Road, Freehold, NJ 07728

Management Company Name: _________________________________________ (Community Association’s Only)

DO NOT INCLUDE MY NAME OR COMPANY ON THE LIST OF CA-PAC CONTRIBUTORS

The New Jersey Election Law Enforcement Commission requires us to collect and report the name, mailing address, occupation and name of the employer of contributors whose contribution exceeds $300 in a calendar year. Contributions to CA-PAC are not deductible for federal income tax purposes. Contributions are not limited to suggested amounts. CA-PAC will not favor nor disadvantage anyone based upon the amounts or failure to make PAC Contributions. Voluntary political contributions are subject to limitations of ELEC regulations. CA-PAC contributions are not considered payment of CAI dues. TO DONATE TO CA-PAC, SEND CONTRIBUTIONS TO : CA-PAC, 500 Harding Road, Freehold, NJ 07728

INSIDE CONNECTION ROBIN SURGENT | CAI-NJ DIRECTOR, MEMBERSHIP DEVELOPMENT

T he definition of “community” from Oxford Languages is a group of people living in the same place or having a particular characteristic in common. It also is a feeling of fellowship with others, as a result of sharing common attitudes, interests, and goals. Our whole industry revolves around this one and powerful word, “community.” Within Community Associations Institute — the New Jersey chapter (CAI-NJ) we are so incredibly lucky to have a membership made up of Business Partners, Managers, Management Companies and Homeowners all sharing the same goals every day; building better communities. It’s easy to join a community, but how do you make the most of that commitment? We advise you to use CAI as your acronym for making the most of your membership. As the second largest chapter, we are proudly educating and advocating for our members, along with creating network ing opportunities for all four membership types to thrive off one another in our industry. C – Connections Don’t wait for them to come to you! Jump in and attend networking events, sponsor an educational program, meet amazing members and see how they can fit into your pro fessional space. CAI-NJ has an Ambassador Portal for new members who want to connect with an established commit tee member as well as the new Mentorship Program. We strongly encourage you to request a mentor, learn from the experts in the industry and allow yourself to create relation ships that will last you in the organization. With 2,700 members within the New Jersey chapter, a new business relationship is just around the corner! A – Advocacy The chapter has an award-winning Legislative Action Committee (NJ-LAC) and a proud Political Action Committee (CA-PAC) that volunteer their time and work extremely hard at fighting for the safety and effectiveness of our communi

ties. I implore you to support these efforts by attending PAC events, giving a general donation or participating in a call to action when a bill is up in the legislature that CAI needs your help supporting. Learning more about what the LAC and PAC do for the state will only better your knowledge and understanding as a member of the chapter. I – Involvement We truly believe you get out what you put into this chap ter and the strong membership is a direct reflection of their involvement in CAI-NJ. Join a committee and get a direct pulse on what is trending within the organization, meet a

“Don’t wait for them to come to you! Jump in and attend networking events, sponsor an educational program, meet amazing members...”

group of people you can lean on to help you get started and give yourself the opportunity to dive into our events and programs. CAI-NJ has 12 committees to choose from, all with different participation requirements. So, sign up for the one that you feel suits you the best! Submit a speaking proposal! This is a fantastic way to get yourself out there AND educate the membership with your area of expertise within the industry. We rely on your propos als to help us create the content for our programs, so please visit our website https://cainj.org/education-proposals/ to submit your educational proposal. Whether you are a new member or a veteran who has been with CAI-NJ from the beginning, it’s important to know that the chapter is here for you to grow professionally and make connections towards the common goal of building better communities. The one characteristic that stands out to me, every day and at every event we host, is that we are all Team CAI-NJ! n

15

OCTOBER 2023

TUESDAY, DECEMBER 5, 2023 | 5:00PM TO 8:00PM THE GRAND MARQUIS 1550 ROUTE 9 SOUTH, OLD BRIDGE, NJ Registration Form

Payment Methods: 1.) Check payable to CAI-NJ, mailed to: CAI-NJ Attn: 2023 Winter Break

Name/Designation: 1. ____________________________________ Company: ______________________________________________ Address: _______________________________________________ City, State, Zip: __________________________________________ Phone: ________________Email: ____________________________ ______ Tickets (per person). See below for pricing: Note: Ultimate Partners receive 4 tickets. Elite Partners receive 2 tickets. Premier Partners receive 1 ticket. Register by: By 11/10/23 After 11/10/23 or On-site CAI-NJ Members: $150 $175 Non-Members: $200 $225 Please list the name, company, designation and emails of additional registrations. 2. Name:_________________________________________________________________ Email:__________________________________________________________________ 3. Name:__________________________________________________________________ Email:__________________________________________________________________ 4. Name:__________________________________________________________________ Email:___________________________________________________________________

500 Harding Road Freehold, NJ 07728

2.) Pay by credit card. Please call the CAI-NJ Office at 609-588-0030 to process your credit card.

By registering for a CAI-NJ event, the registrant acknowledges that they are responsible to pay the full registration fee at the time of registration. Registra tions will not be processed until all previous outstanding balances are paid in full. Cancellations must be made by December 1st, 2023 for a full refund to be provided, swaps can be made at any time.

PLEASE NOTE: By registering for this CAI-NJ event, you are agreeing to our COVID Release Waiver.

TOTAL: $ _________________

For more information or to submit registration, contact events@cainj.org or fax (609) 588-0040.

*CAI-NJ advises that for training, marketing or other purposes, this event may be recorded, videotaped and/or photographed. By attending this event, the registrant(s) consents to the use of his/her image by CAI-NJ and agrees to waive any claim for the use of his/her image, including without limitation, the appropriation of his/her image for commercial purposes or the invasion of his or her privacy.

A RTHUR E DWARDS I NC . Experts in Community Association Management with over 35 years of Experience Serving NJ, NY, PA  People with expertise, resources and commitment  People who work as hard as you to get results  People who know every day is an opportunity to learn something new Talk to us… 201-722-9600 Together we can achieve success! info@arthuredwardsinc.com www.arthuredwardsinc.com We've learned the success of a community is easier when you have:  People you can rely on  People who listen

Corporate Headquarters 210 Broadway ♦ Hillsdale NJ 07642

Northwest Regional, NJ

Pennsylvania

25 Route 23

425 Fayette Street #309 Conshohocken, PA 19428

Franklin, NJ 07416

COMMUNITY ASSOCIATION BANKING Your experts in the HOA industry.

With First Citizens Community Association Banking, formerly part of the bank’s CIT division, you can count on continued service from the experts you know. And as one of the nation’s top 20 banks, we offer market-leading products matched with innovation and award-winning 1 technology to help you grow your business. Your community association management company deserves no less than a financial provider that can bring you the scale, service and capabilities you need to stay ahead.

Nicole Skaro, VP, Regional Account Executive nicole.skaro@firstcitizens.com | 908-524-8741

firstcitizens.com

1 We received a 2022 FinTech Breakthrough Award for Best B2B Payments Platform. © 2023 First-Citizens Bank & Trust Company. All rights reserved. MM#13544

Extraordinary Services. Exceptional People. Preferred Community Management Services

PCMS

• 24 Hour Emergency Service • Work Order Tracking • Vendor Management • Leadership Guidance • Training For Board Members

Our Services:

FINANCIAL MANAGEMENT

We Customize A Management Program Tailored To Your Community

PROPERTY MANAGEMENT

35 Clyde Road Ste 102 Somerset, NJ 08873 732.873.1258

Over 30 Years Experience

SITE MANAGEMENT

2430 Butler Street Ste164 Easton, PA 18402 484.291.1330

Glen A. Masullo, CMCA, PCAM

Email: info@pcmsus.com • Web:www.pcmsus.com

18

OCTOBER 2023

Four Seasons at Great Notch

from concept to completion

2024 PARTNERSHIP PROGRAM

The 2024 Community Associations Institute New Jersey chapter Partnership Program offers Business Partner and Management Company members exclusive perks and branding opportunities. You must be a current CAI-NJ Business Partner or Management Company member in good standing to qualify for the 2024 Partnership Program. This Program offers 3 different exclusive levels of participation: Ultimate, Elite, and Premier. Each level was designed to offer specific benefits. Choose which level serves the needs of your company best. Ultimate and Elite levels are currently full/reserved for continuing partners from 2023. If you are new to the program or would like to upgrade, you may register and be added to our wait list. WHY PARTICIPATE? The Partnership Program provides cost effective, guaranteed exposure including enhanced advertising placements, increased brand recognition and special acknowledgment on signage at events and CAI-NJ publications. Your company will receive cost effective, prominent exposure in New Jersey’s community association industry, exclusive to 2024 Partnership Program participants. CAI-NJ offers opportunities for you to promote your business and make connections. Partnership demonstrates a high level of support for the chapter and helps execute programs for its members.

EXCLUSIVE NEW 2024 PERKS!! ULTIMATE • Award Recognition at the Annual Awards Celebration • Meet the Ultimate Partner Social Spotlight • Website Tab Drop Down Listing • Superbowl Partnership Pool ELITE • Superbowl Partnership Pool • Website Tab Drop Down Listing PREMIER • Superbowl Partnership Pool • Website Tab Drop Down Listing • Logo included on Online Service Directory Listing

MARKETING & BRANDING OPPORTUNITIES

ULTIMATE

ELITE

PREMIER PARTNER ($3,850)

PARTNER PARTNER ($7,150) ($11,000)

CAI-NJ WEBSITE

Company Name on CAI-NJ’s Website Company Logo on CAI-NJ’s Website with Link Homepage Tab with Dropdown Recognition Recognition in Community Trends ® Magazine Company Listing With Contact Info in Every Issue Logo Placement on Front Inside Cover Monthly COMMUNITY TRENDS ® MAGAZINE CAI-NJ ONLINE SERVICE DIRECTORY Listing with Logo on CAI-NJ’s Online Service Directory CAI-NJ PRINT MEMBERSHIP DIRECTORY B&W Ad in the Print Membership Directory Full Color Ad in the Print Membership Directory Additional Copies of the Membership Directory Awards Celebration Conquer + Connect Dennis R. Casale Memorial Golf Outing Beach Party Pre-Conference Networking Reception Winter Break Party EVENT TICKETS

X

X X

X X

X

X

X

X X X

X

X

X

X

X

X

2

3

4

1 T ickeT

2 T ickeTs 1 T ickeT 1 F ouRsome

4 T ickeTs 1 T ickeT 1 F ouRsome

1 R ecepTion T ickeT

1 T ickeT 1 T ickeT 1 T ickeT

2 T ickeTs 2 T ickeTs 2 T ickeTs

4 T ickeTs 4 T ickeTs 4 T ickeTs

Conference & Expo Standard Booth Unlimited Booth Representatives ANNUAL CONFERENCE & EXPO

X

X X

List With Name & Company/Community Prior to Events List With Name, Company/Community & Email Address After Events NETWORKING EVENT ATTENDEE LISTS (EXCLUDING CONFERENCE & EXPO) Super Bowl Partner Pool Golf Tee Sponsorship Golf Green Sponsorship Ultimate Award Recognition at Annual Awards Celebration Exclusive Ultimate Networking Event Exclusive Door Prize at Winter Break Party & 20 Extra Door Prize Tickets to Distribute at Event One (1) Email Blast Advertisement with Website Link Sent out to Entire Membership One (1) Exclusive Meet the Ultimate Partner Social Spotlight Option to Purchase One (1) Exclusive Email Blast Advertisement with Website Link Sent Out to Entire Membership Logo and Link on the CAI-NJ’s E-Newsletter Once a Month Ultimate Partners will Receive One (1) Additional Seat on a Committee in a Given Year ADDITIONAL MARKETING/BRANDING SPONSORSHIP

X

X X

X X

X X

X

X

X

X X X

X X

X

X X

2024 PARTNERSHIP PROGRAM REGISTRATION FORM

GENERAL INFORMATION: (PLEASE PRINT) Company: _____________________________________________________________________________________________________ Primary Contact: __________________________________________Email: _________________________________________________ Alternate Contact: _______________________________________Email: ________________________________________________ Address: _____________________________________________________________________________________________________ City: _____________________________________________________ State: _______________ ZIP: __________________________ Phone: ____________________________ Alternate Phone: ____________________________ Fax: ___________________________ 2024 PARTNERSHIP PROGRAM RATE: PREMIER $3,850 ELITE $7,150 [2023 Elite Partners only.*] ULTIMATE $11,000 (2023 Ultimate Partners only.**) *I am interested in being added to the wait list for ELITE PARTNERSHIP if space becomes available.

**I am interested in upgrading to ULTIMATE PARTNERSHIP if space becomes available. (Must be a 2023 Premier or Elite Partner to qualify. Elite Partners receive first priority.)

BILLING PREFERENCE: (CHECK ONE) Annually

Semi-annually (CREDIT CARD ONLY) - I authorize my final balance to be automatically charged on 6/3/24.

PAYMENT: (CHECK ONE) 1. PAY BY CHECK: Check Enclosed for FULL PAYMENT (MADE PAYABLE TO CAI-NJ) Mail completed form with check to: CAI-NJ Attn: Partnership Program 500 Harding Road, Freehold, NJ 07728 2. PAY BY CREDIT CARD: Please call Robin Surgent at 609-588-0030 to provide credit card information over the phone.

Please note: Cardholder acknowledges receipt of goods and/or services in the amount of the total shown hereon and agrees to perform the obligations set forth in the cardholder’s agreement with issuer. For semi-annual payments, cardholder grants permission for the above to be charged half of partnership total on or before deadline of Friday, December 8, 2023 and remaining balance to be charged on June 3, 2024. Cardholder further acknowledges that the Partnership Program is for a one-year term and the split payment installment is only an accommodation for participants in the program and that the program commitment is for an entire calendar year. TERMS & CONDITIONS: I affirm that I am authorized to make the above Partnership commitment on my company’s behalf. I have read and understand the Partnership Parogram is sold as a benefit package, not individually and agree to pay in accordance with my selected billing preference and payment option listed above. Partnership refunds or cancellations cannot be made after the contract is signed as potential partners may be turned away as a result of your acceptance. I understand that this form becomes a contract when signed. Please note that by signing up for the 2024 Partnership Program, CAI-NJ holds the right to make changes to benefits, events and programming throughout the course of this agreement. I understand and accept that changes to offerings during the contract period by CAI-NJ that are deemed necessary by the chapter to accommodate acts of god, pandemics, governmental orders, etc. may be made at any time, at the sole discretion of CAI-NJ, including but not limited to virtual substitutions in lieu of in-person events. I understand that if I or anyone from my company is no longer a member in good standing or violates either the suitcasing and or the code of conduct, at the discretion of the CAI-NJ Board of Directors, this contract may be rescinded without refund. Name: _________________________________________________________________ Date: _______________________ Signature (Authorizing Officer): ________________________________________________________________ ___________

REGISTER NOW! APPLICATIONS & PAYMENT DUE BY DECEMBER 8, 2023.

Questions? Contact Robin at (609)588-0030 or email: Robin@cainj.org

We’re excited to custom build an Insurance Solution that’s just right for you. Our experts from across industries and especially our Residential and Commercial Habitational experts can help you meet your needs. Together, we can put your worries to rest. We’re excited to custom build an Insurance Solution that’s just right for you. Our experts from across industries and especially our Residential and Commercial Habitational experts can help you meet your needs. Together, we can put your worries to rest. www.HOAInsuranceNJ.com We’re excited to custom build an Insurance Solution that’s just right for you. Our experts from across industries and especially our Residential and Commercial Habitational experts can help you meet your needs. Together, we can put your worries to rest. www.HOAInsuranceNJ.com We’re excited to custom build an Insurance Solution that’s just right for you. Our experts from across industries and especially our Residential and Commercial Habitational experts can help you meet your needs. Together, we can put your worries to rest. www.HOAInsuranceNJ.com www.HOAInsuranceNJ.com

We’re excited to custom build an Insurance Solution that’s just right for you. Our experts from across industries and especially our Residential and Commercial Habitational experts can help you meet your needs. Together, we can put your worries to rest.

www.HOAInsuranceNJ.com

Protect Y our self with the R ight I nsurance P rogram and S ervices at the R ight P rice. • Homeowners Insurance • Auto Insurance • Business Insurance • Commercial Real Estate Protect Y our self with the R ight I nsurance P rogram and S ervices at the R ight P rice. • Homeowners Insurance • Auto Insurance • Business Insurance • Commercial Real Estate Protect Y our self with the R ight I nsurance P rogram and S ervices at the R ight P rice. • Homeowners Insurance • Auto Insurance • Business Insurance • Commercial Real Estate Protect Y our self with the R ight I nsurance P rogram and S ervices at the R ight P rice. • Homeowners Insurance • Auto Insurance • Business Insurance • 908-382-6625 NJ | Info@ InsurePeopleFirst.com. com | 484-546-7770 PA Commercial Real Estate Protect Y our self with the R ight I nsurance P rogram and S ervices at the R ight P rice. • Homeowners Insurance • Auto Insurance • Business Insurance • 908-382-6625 NJ | Info@ InsurePeopleFirst.com. com | 484-546-7770 PA Commercial Real Estate 908-382-6625 NJ | Info@ InsurePeopleFirst.com. com | 484-546-7770 PA 908-382-6625 NJ | Info@ InsurePeopleFirst.com. com | 484-546-7770 PA 908-382-6625 NJ | Info@ InsurePeopleFirst.com. com | 484-546-7770 PA Local offices in Pennsylvania and New Jersey Local offices in Pennsylvania and New Jersey Local offices in Pennsylvania and New Jersey

• Responsive Claims Department • Risk Management Services • Responsive Claims Department • Risk Management Services • Responsive Claims Department • Risk Management Services • Responsive Claims Department • Risk Management Services • Responsive Claims Department • Risk Management Services

Local offices in Pennsylvania and New Jersey Local offices in Pennsylvania and New Jersey

Acrsure , is a leading insurance broker and consultant that provides employee benefits, property & casualty, retirement and individual private client solutions through our licensed subsidiaries and affiliates. Our expertise is matched only by our local precense and personal commitment to each client’s goals. Acrsure , is a leading insurance broker and consultant that provides employee benefits, property & casualty, retirement and individual private client solutions through our licensed subsidiaries and affiliates. Our expertise is matched only by our local precense and personal commitment to each client’s goals. Acrsure , is a leading insurance broker and consultant that provides employee benefits, property & casualty, retirement and individual private client solutions through our licensed subsidiaries and affiliates. Our expertise is matched only by our local precense and personal commitment to each client’s goals. Acrsure , is a leading insurance broker and consultant that provides employee benefits, property & casualty, retirement and individual private client solutions through our licensed subsidiaries and affiliates. Our expertise is matched only by our local precense and personal commitment to each client’s goals. Acrsure , is a leading insurance broker and consultant that provides employee benefits, property & casualty, retirement and individual private client solutions through our licensed subsidiaries and affiliates. Our expertise is matched only by our local precense and personal commitment to each client’s goals.

Over 35 Years of History

W

For over 35 years, Wilkin Management Group has held to an unshakeable corporate philosophy of Creating Value for Our Clients.

With locations in Northern and Central NJ. Visit us on the web at www.WilkinGrp.com | 201.560.0900

24

OCTOBER 2023

W