CAI-NJ October 2025

Alliance Association Banking

Innovative Solutions for Your Community Association

Local Banks Have Tellers, We Have Listeners Western Alliance Bank strives to deliver the best of all worlds: expertise grounded in the community association arena and deep banking resources, along with tech-forward solutions, including our industry-leading ConnectLive 1 interface. That’s all in addition to our customer-first philosophy that leads to superior service.

What sets us apart is that all of our operations, products and relationship managers are exclusively dedicated to the community association industry.

Benefits for Your Community Association y Banking 2 and lockbox 3 payment services provided free of maintenance fees y Community associations enjoy several online payment options, including one-time or recurring payments from a homeowner’s checking or savings accounts and payment options from credit or debit cards y Homeowner self-service portal to manage online assessment payment frequency, payment dates, contact information, email notifications and more y Community associations are paid interest on checking accounts and competitive rates on money market and CD offerings 4 y Online read-only banking access for board members to view bank accounts or statements y Personalized investment strategies for reserve funds through CDARS ® , including amounts greater than the FDIC limit of $250,000 5 y Association loans 6 available for capital improvement projects

Jamie Kay Redden, EBP Vice President New Jersey, New York, & Pennsylvania p (724) 910-6304 e jredden@westernalliancebank.com

StacyDyer Senior Managing Director, East Region p (843) 637-7181 e sdyer@westernalliancebank.com

1 ConnectLive is not affiliated with Western Alliance Bank. The ability to integrate with ConnectLive may depend on the accounting software used. Services and integration tools may differ by software. 2 Fees may be imposed for additional services. Refer to the disclosures provided at account opening and the Schedule of Fees and Charges for additional information. 3 Funds deposited through the Lockbox will follow Western Alliance Bank’s funds availability policy as outlined in the Deposit Account Agreement Disclosure. 4 Withdrawal transaction limits apply. Refer to the disclosures provided at account opening and the Schedule of Fees and Charges for additional information. 5 Placement of funds through IntraFi Network Deposits is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. Program withdrawals may be limited to six per month for funds placed in MMDAs. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before settlement for a deposit or after settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of IntraFi Network Deposits satisfies those restrictions. CDARS is a registered service mark of IntraFi Network LLC. 6 All offers of credit are subject to credit approval.

westernalliancebank.com

07.25 Western Alliance Bank, Member FDIC.