CAI-NJ May 2017

The FDCPA applies only to debt collectors, so it must be determined whether an entity fills that role. As professional debt collectors, attorneys and law firms that handle collection matters are considered debt collectors and are bound by the restrictions of the FDCPA, and thus communications between delinquent unit owners and BANG FOR YOUR BUCK... from page 20.

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Associations should seek advice from their own

counsel as to the potential of having other representatives of the community speak with unit owners whose accounts are in arrears early in the process.

Members of:

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legal counsel are likely to be more formal in nature. Associations should seek advice from their own counsel as to the potential of having other rep- resentatives of the community speak with unit owners whose accounts are in arrears early in the process. Early communication serves a dual purpose of working toward early resolution of matters that can be resolved amicably

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