CAI-NJ Jun.2016

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items like eyeglasses and hearing aids. Consumer Report has a great article on negotiating for hearing aids (Visit www.consumerreports.org and type in “hearing aids.”) Don’t forget to add Travel & Fun to your budget!!! TIP # 5: Consider purchasing long term care (LTC) insurance. Because we are living longer, many of us will require some type of assistance as we age. The sooner you purchase a policy, the lower the premium will be. Check with business organizations of which you or your children might be members. I was able to obtain coverage for my parents through the American Institute of CPA (AICPA) at a lower rate than market. TIP # 6: If you are a military veteran, explore the benefits that your country has ear- marked for you and your spouse. The Veterans Administration (VA) will not only cover many of your medical prescriptions and doc- tor visits; you and your spouse may also be entitled to benefits that will cover home health care and tempo- rary respite stays. There are income eligibility requirements, but the VA looks at income after your health care needs. Visit www.va.gov/GERIATRICS /Guide/LongTermCare/Home_and_ Community_Based_Services.asp My final TIP to all the seniors and your family and friends is to Enjoy Each Day, you cannot get Time Back. If you choose to take advantage of only one tip, this one is the most important. n

C ONDOMINIUM A PPROVAL E XPERTS FHA Condominium Project Approvals (New, Established & ReCerti cations) FANNIE MAECondominiumProjectApprovals

w w w . P R O J E C T A P P R O VA L S . c o m Call Phil Sutcli e 215.368.9452 5 North Cannon Ave. Lansdale, PA 19446 phil@projectapprovals.com

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