CAI-NJ Jan.2020 (w) (2)

STORM... from page 16.

Service is our specialty ; protecting you is our mission ® Leadership and innovation in community association insurance With JGS, you get the benefit of our extensive experience in community association insurance. We work with the nation’s top insurers to design competitive programs that address your needs. Let us show you your options.

It is time to face the need to be more prepared for major storms. People who live farther South on the East Coast, in such places as Myrtle Beach, South Carolina and Vero Beach, Florida will tell you that they were not as prepared as they should have been for major storms, and that they suffered the consequences. tance in an evacuation. This must be done delicately. Asking people to be on record that they have a dis- ability is not appropriate. It is, how- ever, appropriate to ask unit owners and residents if in an evacuation they would need help and what kinds of help they would need. 2. It is very helpful to know who is living in the community, if an evac- uation must occur, or if a disaster strikes and people are missing. This means record-keeping with respect to tenancies and owners, in a handy place, that is portable, such as on a flash drive. 3. The ability to access records in a storm that, for example, leaves the association clubhouse under water, is essential. The kinds of things that records will be needed for will include insurance information and a list of unit owners, tenants, residents and pets, at a minimum. Storage on the cloud may not be good enough. The community may not be able to access the internet for days or weeks. The community Where to Start: 1. Identify those who may need assis-

Property | General Liability | Umbrella | Workers Comp Directors and O cers | Environmental Liability | Flood Equipment Breakdown | Automobile | Professional Insurance To learn more call 877.547.4671 or visit jgsinsurance.com

Proud members of

CONT I NU E S ON PAGE 20

18

J A N U A R Y , 2 0 2 0