CAI-NJ April 2021

BACK TO BASICS... from page 28.

Service is our specialty ; protecting you is our mission ® Leadership and innovation in community association insurance With JGS, you get the benefit of our extensive experience in community association insurance. We work with the nation’s top insurers to design competitive programs that address your needs. Let us show you your options.

or wildlife waste, landscaping debris (grass clipping and leaves) and other organic materials. This process of nutrient “pollution” is one of the most common causes of chemical imbal- ance in a freshwater ecosystem. The third biological component of the stool comprises all living things, including algae, plants, bugs, fish and microorganisms. Nutrient pollution is an example of how one component can directly affect another; nutrients encour- age algae and aquatic plant growth. While moderate levels of growth are natural and provide habitat and food

“Nutrient pollution is an example of how one component can directly affect another...”

for fish and wildlife, excessive algae and aquatic weed growth can under imbalanced conditions. Without proper management, nuisance algae and veg- etation can block sunlight, limit access for fishing and boating, and compro- mise aesthetics. As these increased populations of plants and algae decay as part of their natural lifecycle, they will release more nutrients into the waterbody to fuel additional growth, creating a vicious cycle. In the pro- cess, the risk of fish dying, offensive odors, accumulation of bottom muck

Property | General Liability | Umbrella | Workers Comp Directors and O cers | Environmental Liability | Flood Equipment Breakdown | Automobile | Professional Insurance To learn more call 877.547.4671 or visit jgsinsurance.com

Proud members of

CONT I NU E S ON PAGE 33

30

A P R I L , 2 0 2 1