August 2023

WEALTH... from page 22.

One Call DOES IT ALL

you to list any beneficiaries that any beneficiaries you wish to receive a portion of your estate and identify where each asset will be distributed. Aside from organizing your finances, another key step in the estate planning process that is often overlooked relates to medical care. If you require medical assistance and cannot make decisions on your care, it is essential to assign a trusted person as a medical proxy. This will help alleviate stress on your family and ensure that your care is carried out in accordance with your wishes. As you can see, retirement and estate planning is a major undertaking that should not be taken lightly. The topics included in this article just begin to scratch the surface of estate planning. I cannot stress enough how important it is to work with a trusted professional when creating your retirement and estate plan. There is a sea of regulations, tax implications, and legal constraints associated with each item discussed with item discussed in this article. The best way to ensure that you are probably navigating these seas correctly is to utilize the help of pro fessionals who have dedicated their careers toward specializing in these areas. And the most important thing to remember is that the biggest mistake a person can make when retirement and estate planning is not planning at all! All of these items may seem like they are a lifetime away, but having a documented plan in place well in advance of your retirement will go a long way in allowing you to enjoy financial freedom in your retirement. n

Lawn Maintenance • Weekly Services • Fertilization • IPM Programs • Turf Renovation & Seeding • Turf Aeration & Composting Landscaping • Landscape Design & Installation • Plant Replacement Program • Shrub Care • Drainage Solutions • Winter Pruning Snow Removal •Clearing • De-icing Applications • Service Recommendations & Bulletins

Lawn Maintenance • Weekly Services • Fertilization • IPM Programs • Turf Renovation & Seeding • Turf Aeration & Composting

NJ Irrigation License # 0015708 NJ Pesticide License #94290A NJ Home Improvement Contract License 13VH04474200 Tree Care Services • Site Assessment • Flush Cutting • Stump Grinding • Pruning Tree Care Services • Site Assessment • Flush Cutting • Stump Grinding • Pruning Irrigation • Activation andAnalysis Reports •Complete Maintenance and Repairs •Member IrrigationAssociation of NJ

P: 609.409.2701 | @growingconcernnj www.growing-concern.com Landscaping • Landscape Design & Installation • Plant Replacement Program • Shrub Care • Drainage Solutions • Winter Pruning

Irrigation

• Activation and Analysis Reports • Complete Maintenance and Repairs • Member Irrigation Association of NJ

Snow Removal • Clearing • De-icing Applications • Service Recommendations & Bulletins

Call Now & Let’s Get Growing!

NJ Irrigation License #0015708 NJ Pesticide License #94290A NJ Home Improvement Contract License 13VH04474200 NJ Licensed Tree Care Operator #NJTC782366 P: 609.409.2701 @growingconcernnj www.growing-concern.com

56

AUGUST 2023