August 2023

A Senior’s Compass to Navigating the SOCIAL MEDIA SEAS By Alicia Ambrose, JGS Insurance, a Baldwin Risk Partner

T here’s nothing quite like the beaming pride in a grandparent’s eyes when they show off their “real time photo album,” also known as social media, brimming with the latest accomplishments of their grand kids. However, as the digital age becomes an integral part of our lives, it also poses unique challenges for seniors, especially when staying safe online. Whether catching up with family on social media or managing finances online, the internet opens a world of convenience. However, like many good things in life, this convenience comes with risks, namely identity theft and fraud. Here are some essential steps to help you navigate

gets because of the hard-earned savings and good credit scores accumulated over the years. A common trick is phishing, where someone sends fraudu lent emails or messages pretending to be from a trusted source like your bank, soliciting your personal information. Always approach unsolicited requests for personal details with cau tion, even if they seem to come from a reliable source. Practical Tips to Avoid Identity Theft • Shred Your Documents: Shredding documents is an easy and effective way to keep your information safe. • Secure Your Mail: A locked mailbox can deter theft of sensitive documents. When possible, opt for online bills and statements. • Review Your Statements: Regularly check your bank and medical statements for suspicious activity. CONTINUES ON PAGE 30

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and protect your online presence. Understanding Identity Theft

Identity theft occurs when someone acquires and uses your details, often to steal money. Seniors can become tar

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AUGUST 2023